cobalt
DAILYGOOD EXTRA.
Daily
FreeYour everyday, with a little stock on top.
- 4% stock cashback*
- 1.5% FX fee
- $500/mo fee-free ATM withdrawals
Make more of every day.STOCK REWARDS. REAL-LIFE ENERGY.
Your everyday.
Now with stock.
Coffee. Groceries. The last-minute getaway.
Meet the everyday card with stock rewards built in.
4%stock cashback
while rates last*Every card.
More possibility.
while rates last*Every card.
More possibility.
Everyday spending. More rewarding.TAKE A LOOK
LIFE FIRST. REWARDS ALONG THE WAY.
You do your thing.
It does its thing.
You already spend on the everyday. Cobalt turns cashback from those purchases into stock rewards. A different kind of extra, built around the life you already have.
cobalt
A perfectly ordinary day
Morning coffee$5.00
The grocery run$85.00
Dinner with friends$60.00
Your day$150.00
A little stock on top+$6.00
Illustration at 4%, while rates last. Not a real transaction.What’s your
everyday worth?
Take your usual monthly spending.
See what 4% back could look like.
No investment growth assumed.
$250$6,000
Stock cashback per month
An illustration using 4% cashback, while rates last. Actual rewards depend on eligibility and product terms. Stock values can go down as well as up.
FIND YOUR KIND OF EVERYDAY
Three cards.
All on your side.
One rewards rate. Three ways to carry it.
Choose the fees and benefits that fit your day.
cobalt
PLUSA LITTLE FURTHER.
Plus
$100For the days that take you a bit further.
- 4% stock cashback*
- 0.5% FX fee
- $2,500/mo fee-free ATM withdrawals
cobalt
RESERVEEVERY DETAIL, CONSIDERED.
Reserve
$1,000Metal in your hand. More behind it.
- 4% stock cashback*
- 0% FX fee
- $10,000/mo fee-free ATM withdrawals
*4% while rates last. Card purchases coming soon.
| The details | Daily | Plus | Reserve |
|---|---|---|---|
| Price | Free | $100 | $1,000 |
| Stock cashback | 4% while rates last | 4% while rates last | 4% while rates last |
| FX fee | 1.5% | 0.5% | 0% |
| Fee-free ATM withdrawals | $500/mo | $2,500/mo | $10,000/mo |
| ATM fee above limit | 2% | 1% | 0.5% |
| Card | Standard | Premium | Engraved metal |
| Support | Standard | Priority | 24/7 WhatsApp concierge |
MORE THAN A CARD
A community.
With a say.
The stocks behind the cashback aren’t picked out of thin air. Token holders help shape the mix through weekly votes.
- 01
Lock in your voice.
Lock the community token to receive voting power. Longer locks carry more weight; voting power decreases over time.
- 02
Choose a direction.
Split your votes across stock gauges each week.
- 03
Bring it back to everyday.
Cashback buys stocks in proportion to the votes.
GOOD QUESTIONS
The details.
Made clear.
What is Cobalt?
An everyday card concept built around stock cashback. Instead of conventional reward points, the product is designed to direct cashback into tokenized stocks: digital tokens that track stock prices. Tokenized stocks are not the same as directly owning company shares. This website is a preview of the new brand and product experience.
How does the 4% work?
The current product model offers 4% stock cashback across all three tiers, while rates last. It is a cashback rate, not an investment return. Eligibility and final terms apply; stock values can rise or fall.
What changes between the cards?
The cashback rate stays the same. Plus and Reserve offer lower FX and ATM fees, higher fee-free withdrawal limits, and additional support. Reserve has an engraved metal card. You can compare every detail above.
Can I get a card today?
Card purchases are coming soon. This preview lets you explore the design, benefits and rewards illustration. Cobalt app access and card ordering are not connected on this website yet.
Am I moving real money in the demo?
No. The demo uses sample purchases to explain the cashback calculation. It does not take payments, connect a wallet or buy stocks.